{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://ucp.dev/2026-01-11/schemas/shopping/types/payment_credential.json",
  "title": "Payment Credential",
  "description": "Container for sensitive payment data. Use the specific schema matching the 'type' field.",
  "oneOf": [
    {
      "$ref": "https://ucp.dev/2026-01-11/schemas/shopping/types/token_credential.json"
    },
    {
      "$ref": "https://ucp.dev/2026-01-11/schemas/shopping/types/card_credential.json"
    }
  ]
}