{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://ucp.dev/2026-01-11/schemas/shopping/types/payment_instrument.json",
  "title": "Payment Instrument",
  "description": "Matches a specific instrument type based on validation logic.",
  "oneOf": [
    {
      "$ref": "https://ucp.dev/2026-01-11/schemas/shopping/types/card_payment_instrument.json"
    }
  ]
}